Joseph C Crudo PLC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
We collect information that you provide directly to us, including:
- Personal Information: Name, email address, business name, and other contact details
- Financial Information: Revenue data, time in business, requested funding amounts
- Business Information: Industry, business structure, operational details
- Communication Records: Correspondence, application forms, and support requests
We also automatically collect certain information about your device and how you interact with our website:
- IP address, browser type, operating system
- Pages visited, time spent on pages, links clicked
- Referring website, date and time of access
How We Use Your Information
We use the information we collect to:
- Process and evaluate funding applications
- Communicate with you about our services
- Provide customer support and respond to inquiries
- Improve our website and services
- Comply with legal obligations and regulatory requirements
- Detect and prevent fraud or unauthorized access
- Send marketing communications (with your consent)
SMS & Text Message Communications
By opting in to receive SMS/text messages from Joseph C Crudo PLC, you agree to the following terms:
We may send you recurring marketing and promotional SMS/MMS messages using an automated telephone dialing system (ATDS), including offers, updates, and information about our financial products and services.
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Cost: Message and data rates may apply based on your mobile carrier's plan.
Opt-Out: Reply STOP to any message to opt out at any time. After opting out, you will receive one final confirmation message.
Help: Reply HELP for assistance or contact us at joseph@joseph-c-crudo.com.
Consent Not Required: Consent is NOT a condition of purchase or service. You may still apply for funding and use our services without opting in to SMS messages.
Supported Carriers: We support most major U.S. carriers. Message delivery is subject to carrier availability and network conditions.
Sharing Your Information
We do not sell your personal information. We may share your information with:
- Service Providers: Third-party vendors who assist with operations, analytics, and communications
- Financial Partners: Lenders, underwriters, or financial institutions involved in funding decisions
- Legal Authorities: When required by law, regulation, or legal process
- Business Transfers: In connection with a merger, acquisition, or sale of assets
SMS Opt-In Data Protection:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Data Security
We implement reasonable administrative, technical, and physical security measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.
Your Rights and Choices
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate or incomplete information
- Request deletion of your information (subject to legal obligations)
- Opt out of marketing communications at any time
- Withdraw SMS consent by replying STOP
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user behavior. You can control cookie preferences through your browser settings.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Continued use of our services after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy or how we handle your information, please contact us:
Joseph C Crudo PLC
3990 Old Town Avenue
San Diego, CA 92110
Email: joseph@joseph-c-crudo.com